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My Mortgage Blog — Latest Posts
Do You Need 20% Down to Buy a Home in Alberta?
Do You Need 20% Down to Buy a Home in Alberta?No, you do not need a 20% down payment to buy a home in Alberta or anywhere in Canada.Minimum down payment requirements: 5% on homes up to...
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The 2026 "Equity Harvest"—Why Edmonton Veterans are Downsizing Early
The 2026 "Equity Harvest"—Why Edmonton Veterans are Downsizing EarlyIn the service, we’re taught that mobility is a survival skill. Sometimes, the best way to strengthen your position is to...
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2026 Mortgage Renewal Wave
2026 Mortgage Renewal WaveIf you bought your home in 2021, you’ve likely been watching the calendar with a bit of "pre-shift" tension. As of April 2026, approximately 33% of all Canadian mortgages are...
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How to Use Your Mortgage to Pay Off Credit Card Debt in Alberta (And Free Up Monthly Cash Flow)
How to Use Your Mortgage to Pay Off Credit Card Debt in Alberta (And Free Up Monthly Cash Flow)If you’re carrying credit card debt, the biggest pain isn’t just the balance—it’s the monthly...
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